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Every year on January 1, millions of people make a mental commitment to better their lives, be it lose weight, eat healthier, get more exercise, make more money, be more responsible, and a multitude of other would-be-nice promises. Financial resolutions can be just as important for consumers who are facing debt, working through a shopping problem, or desperately needing to save large sums of money for something important like a house, car, or college.

Responsible financial behavior – not to mention irresponsible financial behavior – directly impacts your future and the experiences you may enjoy due to your financial situation. Your home or apartment, your car, and the types of vacations you take are just a few of the ways your saving and spending habits can impact your life.

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We’ve watched the quick rise and fall of the Kardashian Kard, a prepaid credit card that was promoted by the Kardashian sisters, only to be pulled from the market after a few short weeks. So why was this card considered  to be predatory, and even when dealing with legitimate credit products, is it ever a good idea to allow type of card–or even a standard credit card–to be used by children? If so, how young is too young?

Why the Kardashian Kard Was Considered Predatory

The Kardashian Kard was a prepaid card that was expected to gain fast popularity among a younger demographic . However, before it could take off, it was quickly pulled from the market.

One reason was because parents did not like that it came with excessive fees. It cost $10 to purchase and $7.95 a month in usage fees, not to mention a reload fee and additional transaction charges. In com

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In between my years at college, I worked a wide variety of summer jobs. I worked as a car detailer for an auto auction house, I swept floors in a hair salon, I worked security for an aerospace company, and I manned a cart in the middle of a popular mall. None of these jobs were especially glamourous or a good indicator of what I would do later in life as an adult (I worked in the film & TV world until I “retired” for self-employment four years ago), but they were decent jobs to have during the summer. Because I was doing some thinking about one of these jobs the other day, I decided to write up a post of some summer jobs I think would be pretty cool gigs for college students, whether for their fun aspect, money, or future employment opportunities. Here is what I came up with…

• Become a summer camp counselor. I alw

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We have good reason to believe that 2011 is going to be a bumper year for UK exits, as more and more Britons become increasingly dissatisfied with what’s on offer to them in Great Britain.  From retirees to professional couples, increasing numbers of UK citizens realise that there is more on offer for them if they move to live abroad.

A recent expat survey from HSBC into the best countries in the world to raise third generation children, (i.e. expat kids), placed Britain firmly in last place – adding just one more demographic to the list of those looking for a better life abroad – i.e., British families who want the best for their children.

If you’re contemplating your options as we head towards the Christmas and New Year celebrations, and you want some food for thought about why you could be better off moving to live abroad in 2011, discover the top 10 reasons why we think more Britons than ever will be looking overseas for a new life next year.

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Foreclosure is a reality for many families and consumers around the nation. There is no getting around this fact. These consumers, however, still have many financial choices to make. These choices are going to have a big impact on whether or not they will be able to become homeowners and how long that process will take. First, let’s look at how foreclosure affects a consumer when it occurs:

1. Credit Score: When you foreclose, you take a significant hit on your credit score. This drop can take years to recover from.
2. Loan Availability: After foreclosing, a consumer will not be able to successfully apply for a loan for at least a couple of years. If you’ve walked away from the home, you can double that number.
3. Debt: Typically, when you foreclose, you let go of significant debt. This can be a large relief and may help to refocus your financial goals. It

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Applebee’s now lets you personalize their gift cards with everything from a photo to a personally recorded message. The restaurant has introduced its Digital Gift Cards to allow you to buy and send personalized electronic gift cards 24/7 online via Applebees.com and Applebee’s Facebook Fan Page. What’s more is you can buy and send them instantly to your friend’s mobile device or email any time of day! This is because the cards features 24/7 365 purchase availability. It can also be set up for timed/future delivery; lets the recipient know right away or when you want them to through text messaging; charges you no fees, have no expiration, no shipping, handling, and works same as a plastic card. Get yours today through www.applebees.com or on the Applebee’s Facebook Fan Page!

Garage sales are a staple around where I live. Every Saturday and Sunday (and often Friday, too) here in Southern California sees a seemingly unending amount of people selling their belongings in their driveways or front yards. Whether they need the extra money or are just looking to clean out their attic, one could spend 10 hours each weekend day perusing used goods at these sales. When I was a kid, my family had them as well, but the only way that anyone found out about them was from a couple of signs posted up in our neighborhood. Since there was no internet, interested parties had to drive around looking for these signs in order to find out where the sales were. But nowadays (man that makes me sound old) there are plenty of ways to advertise your own garage sale and thus ensuring that you get a crowd — that hopefully takes away all your unwanted “stuff”. Let’s Full Article…